Develop knowledge and insight to help millions of our insurance customers make the right decisions for their needs. 28 million people trust us to plan, protect and manage their finances, through brands including Lloyds Bank, Halifax, Bank of Scotland and Scottish Widows. Big names, big responsibilities. And big opportunities for you. We’re putting £3 billion into sharper systems, smarter services and people who bring all of themselves to the table. You’ll build skills that stick and see your ideas make an impact all across the UK.

Actuaries are the quiet power behind smart financial moves. Combining sharp analytical thinking, technical and statistical mastery, and commercial awareness to turn numbers into knowledge and predictions into plans. They forecast the likelihood of future events and risks, assessing their financial impact – from how long people might live, to how often accidents happen, to how markets behave – and turn those predictions into financial strategies that stand the test of time.

On our Actuarial Graduate Scheme, you’ll learn to think strategically, calculate risk, model the unknown and explain complex ideas so clearly your least-mathsy mate will finally get what you do for a living.

You’ll get hands-on with: Excel / VBA, Python, R, Prophet (actuarial-specific modelling software), Power BI and other powerful data-driven tools. And because at Lloyds we’re actively modernising our actuarial function, you’ll work with automation, agile methods, and cutting-edge analytics to deliver faster, sharper insights.

Qualifying as an actuary isn’t quick, but we’ll be your trainers, energy gels and finish-line cheer squad.

You’ll have the opportunity to work towards becoming a Fellow of the Institute and Faculty of Actuaries (IFoA) with:

• A generous study package – study days, tutorials, materials, exam costs and professional subscriptions.
• Local education leads and study mentors who’ve been in your shoes.
• A proven career path, with grads moving on to Manager and Senior Manager roles – and beyond.

By the end of the scheme, you’ll have:

• A respected professional qualification.
• A deep understanding of risk in insurance, pensions and investment.
• A rare blend of analytical skill, technical expertise, and commercial awareness – making you one of the most in-demand professionals in finance. It’s not always easy, but definitely rewarding.