About Us:

Without careful consideration today, tomorrow’s pensions don’t exist.

That’s where Isio comes in, giving our clients the advice and support they need to deliver better outcomes and financial wellbeing for their members in the decades to come.

Isio provides full-service pensions consultancy from actuarial expertise through to investment advice and third-party administration, as well as advising clients on providing the best possible reward and benefits packages for members. Following the acquisition of Premier in January 2022, now is an exciting time to join us as we broaden our offering. You will play a key role in driving forward Isio into the future.

We’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be flexible around family life and enable you to give back to the community through paid volunteering days.

We aim to create an environment where you can succeed in a role which makes the most of your existing skills and develops new ones.

We are committed to equality, diversity and inclusion – bringing your whole self to work every day. We have hubs across the UK and many of our roles are flexible in location to help create a work-life balance that works for you.

Programme Name: Pensions Actuarial Graduate Programme

 Length of programme: 3 years

 Qualifications you’ll work for: Study towards becoming a Fellow of the Institute and Faculty of Actuaries.

 Location: Our schemes are available in all of our offices which include: London, Manchester, Birmingham, Reading, Bristol, Leeds, Glasgow & Edinburgh

Entry requirements:

• Minimum 2:1 degree from a numerate or science-based subject e.g. mathematics, engineering, chemistry, physics, economics, finance, statistics or actuarial science
• Right to work in the UK

 A Career in Pensions

The word pensions may conjure up images of retiring and taking things easy, but a career in this demanding sector is anything but sedate. Very much a hot topic in public debate, the pensions industry is the subject of governmental scrutiny, new legislation and a high-profile field where you’ll develop a wide range of consultancy skills alongside technical actuarial knowledge and skills.

A career in pensions requires a high level of both numeracy and communication skills – as well as the enthusiasm and drive needed to gain professional qualifications and succeed in a fast-moving market. Whilst it won’t be easy, this graduate programme offers the chance to build a strong foundation in a fascinating industry.

Our Pensions Services

Pension schemes often pose significant financial risks for organisations and trustees, whilst remaining an important part of any reward strategy.

Balancing the costs and risks of a pension scheme as well as meeting best practice governance requirements is becoming increasingly complex – yet essential for a business to succeed. The needs of the industry and our clients are ever evolving and at Isio, we constantly look at ways to innovate and develop new solutions to overcome these challenges.

As a market leader in the pensions industry, we offer a wide range of services for graduates to experience, including:

• Calculating the value of pension and other retirement benefits, using statistical techniques, financial indicators and life expectancy assumptions.
• Financial modelling and risk analysis to help clients understand their future pension obligations and principal risks.
• Advising clients on their pensions strategy and how to manage these risks, both on a day-to-day basis and when considering a long term objective.
• Designing and implementing employee communication programmes.
• Helping clients understand and manage accounting, tax and legislative changes that affect their pension schemes.

As a graduate, the work you can expect to get involved in will include:

• Calculation work either on an individual member or company basis.
• Building financial models involving statistical methods.
• Drafting communication materials.
• Helping with identifying and researching business opportunities.
• Sharing knowledge with colleagues throughout the department. 

Our work is not just limited to pensions – indeed growing “Beyond Pensions” is one of our key strategic priorities. In recent years we have also branched out into wider services, including broader employee benefits, financial coaching and wealth management. We also have a growing Digital Solutions team, helping us innovate and using technology to drive change in our industry.

Training and Development

As a graduate in our Pensions Actuarial Team, you’ll enjoy a range of training and development opportunities to study towards becoming a Fellow of the Institute and Faculty of Actuaries. So, as well as study support and guidance to help you on your way to becoming a qualified Actuary, you’ll benefit from:

• On-the-job training on a regular basis.
• A graduate induction event.
• Specific technical and softer skills training on a national basis.
• Regular technical training and opportunities to develop wider market knowledge throughout your career within pensions.
• A buddy from your first day to help you settle in.
• A Study Mentor who helps advise and guide students through the study and exam process.
• A Performance Manager to support you with your progress, performance and any work or HR-related issues.

Aside from academics what else are we looking for?

You’ll need the passion and energy to help us exceed our clients’ expectations and deliver against tight deadlines. Strong analytical and problem-solving skills, a natural curiosity and interest in the business world, and a global, forward-thinking mindset are also key.

What next?

Our Graduate Programme is just the start. It will give you a strong foundation, great client experience, professional training and core consulting skills. Given our exciting growth plans, there are opportunities to progress a really varied career in Pensions Actuarial as you build specialist skills and knowledge in your field of interest (obviously this is subject to what our clients’ needs are too). Throughout your career you’ll be offered ongoing support and opportunities to develop your expertise, both on challenging client projects and through training.

Our Core Purpose

Power in Partnership: We work in partnership with our clients & each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.

Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients & society.

Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.

People First: We recognise that pensions is a people business. People are the source of Isio’s expertise and it is people’s lives that we affect through our advice.